THE TERMS AND CONDITIONS OF USE OF THE "NUMIA" SERVICE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICE.

1. TERMS OF USE 1.1 The Numia Mobile App ("App") and content available through the App or our emails ("Content") are distributed by NUMIA LTD (having an address at 3RD FLOOR 207 REGENT STREET LONDON) or another company listed in the App Store.

1.2 Access to and use of the Application signifies your agreement to be bound by these Terms of Use ("Terms"), which establish a legally binding contractual relationship between you and the Company. For this reason, PLEASE READ THE TERMS CAREFULLY BEFORE USING THE SERVICE.

1.3 Also, please read our Privacy Policy before using the Service. We reserve the right to change these Terms at any time, for any reason, at our sole discretion.

1.4 IF YOU DO NOT AGREE TO ANY PART OF THESE TERMS, OR IF YOU DO NOT HAVE THE RIGHT OR AUTHORITY TO BE BOUND BY THESE TERMS, DO NOT DOWNLOAD THE APPLICATION OR OTHERWISE ACCESS THE CONTENT OR USE OUR SERVICE.

2. IMPORTANT2.1 WE DO NOT GUARANTEE: 1) THAT THE SERVICE WILL MEET YOUR REQUIREMENTS 2) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE 3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE 4) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS OR PROVIDE ANY BENEFIT

2.2 THE INFORMATION PROVIDED THROUGH OUR SERVICE IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES ONLY. THE SERVICE IS NOT INTENDED TO BE A SUBSTITUTE FOR ANY PROFESSIONAL ADVICE. YOU RELY ON THE INFORMATION PROVIDED BY THE SERVICE SOLELY AS YOU CHOOSE OR DESIRE. YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR ANY DECISIONS YOU MAKE BASED IN WHOLE OR IN PART ON THE INFORMATION PROVIDED BY THE SERVICE. 3. SERVICE3.1. You acknowledge that all content (text, images, signs, logos) data, other content, software and materials displayed on the Application or used by the Company to operate, are the property of the Company or third parties.

3.2 The Company expressly reserves all rights, including all intellectual property rights, in all of the foregoing, and except as expressly permitted by these Terms. Any use, distribution, sale, decompilation, reverse engineering, disassembly, translation or other use thereof is strictly prohibited. The provision of the Service does not transfer to you or any third party any rights or interests in such intellectual property rights.

3.3 The information you provide to us as part of your registration and any data, text and other materials you may submit or post on the Application remain your intellectual property, and the Company does not claim any copyright or other proprietary rights in such registration information or User Content. Notwithstanding the foregoing, you agree that Company may retain copies of all registration information and User Content and may use such information and User Content in connection with the operation of the Service and as described in these Terms and the Privacy Policy.

3.4 You grant the Company a non-exclusive, worldwide, transferable, perpetual, irrevocable right to publish, distribute, publicly display and perform the User Content.3.5 Subject to these Terms, the Company grants you a non-transferable, non-exclusive license (without the right to sublicense) to 1) use the Service solely for your personal, non-commercial purposes and 2) install and use the Application solely on your own portable mobile device (such as a smartphone, tablet).

3.6 You are solely responsible for obtaining the hardware and telecommunications services necessary to access the Application, and all associated costs (such as fees for computing devices, internet service providers, and airtime).

3.7 We reserve the right to make any changes to the Service (both free and paid features) at any time, with or without notice. You acknowledge that various actions by the Company may impair or deny you access to the Service at certain times. The Company shall have no liability or responsibility as a result of any such actions or results, including, without limitation, the removal or unavailability to you of any content or services. 3.8 You access and use the Application at your own risk. The Company shall not be liable for any damage to your computer system, loss of data or other harm to you or third parties.

3.9 The Company is not obliged to provide you with customer support of any kind. However, the Company may provide you with customer support from time to time, at its sole discretion. 4. APPLICATION MAGAZINES, THIRD PARTY ADVERTISING, OTHER USERS 4.1 You acknowledge and agree that the availability of the Application depends on the third party from whom you received the Application, such as the App Store, Google Play and/or other application stores (collectively, the "App Stores")

4.2 You agree to pay all fees charged by the App Stores. You agree to comply with, and your license to use, the App Store is conditioned on your compliance with all applicable agreements, terms of use/services, and other App Store policies. You acknowledge that App Stores (and their affiliates) are third party beneficiaries of these Terms and will have the right to enforce these Terms.

4.3 The iTunes Service may contain links to third party websites or resources, and third party advertisements (collectively, "Third Party Ads"). Such Third Party Ads are not under the control of the Company, and the Company is not responsible for Third Party Ads.

4.4 Each user of the Application is solely responsible for any interaction with the Application and its Content. Because we have no control over User Content, you acknowledge and agree that we are not responsible for any User Content and make no warranty as to the accuracy, currency, suitability, or quality of any User Content, and we assume no liability whatsoever. If a dispute arises between you and any user of the Application, the Company has no obligation to become involved.

4.5 You hereby release us, our officers, employees, agents and heirs from claims, any and all losses, damages, rights, claims and actions of any kind, including personal injuries, death and property damage, that are directly or indirectly related to or arise from any interactions with the Application or the Content. 5. SUBSCRIBER PAYMENTS AND PAYMENTS5.1 The Application is free to download. However, some features, services, or content are offered on a paid subscription or purchase basis. You will pay the applicable fees to the app stores (and any applicable taxes) as they become due.

5.2 Subject to applicable law, we may change the cost of purchases and subscriptions at any time. We will notify you of price changes by posting the new prices on the app stores and/or by sending you an email notification. If you do not wish to pay the new rates, you may cancel the applicable subscription before the changes take effect. 5.3 You authorize the app stores to charge the applicable fees to the payment instruments that you have specified.

5.4 By subscribing to certain services, you agree that your subscription will automatically renew. If you do not cancel your subscription, you authorize the app stores to charge you for the renewal period. The auto-renewal period will be the same as the initial subscription period unless otherwise notified to you. The renewal fee will not be more than the cost of the immediately preceding subscription period, excluding any promotions and discounts, unless we notify you of a change in cost prior to the automatic renewal. You must cancel your subscription in accordance with our cancellation procedures. We are not obligated to refund any fees that may have accrued to your account, nor will we prorate fees for cancelled subscriptions.

5.5 We may offer a free trial subscription. A free trial subscription gives you access to the service for a specified period of time, the details of which are specified when you sign up. If you do not cancel your subscription by the end of the free trial subscription period, or unless otherwise specified, your access to the Service will automatically continue and you will be billed for the applicable fees for the Service. We reserve the right to limit your ability to use more than one free trial.

5.6 The Service and your rights to use it expire at the end of your paid subscription period. If you fail to pay fees or charges due, we may make reasonable efforts to notify you and resolve the problem; however, we reserve the right to disable or terminate your access to the content (and may do so without notice).

5.7 Subscriptions are subject to the app stores refund policy. This means that we cannot provide refunds. You will need to contact support for the app store from which you downloaded the app

5.8 When placing an order for promotional products or discounted subscriptions, such as "Magic Ball for 1 ruble" or "Subscription for 30 days for 1 ruble", the user is automatically included in the basic subscription plan (the cost is indicated on the order paфge) and then pays according to the terms and conditions. 6. CONDITIONS AND LIMITATIONS OF USER 6.1 By using the Service, you represent and warrant that:

6.1.1 you have legal capacity and agree to abide by these Terms and the Privacy Policy;

6.1.2 you are at least 16 years old;

6.1.3 you will not access the Application or Content through automated means, whether by bot, script, etc;

6.1.4 you will not use the Service for any illegal or unauthorized purposes;

6.1.5 you are not included on any list of prohibited or restricted parties compiled by the U.S. government;

6.1.7 your use of the Application does not violate any applicable laws or regulations.

6.2 If you provide untrue, inaccurate, irrelevant or incomplete information, we do not guarantee the accuracy of the content selected for you, and we may refuse any current or future use of the Application (or any part thereof).

6.3 The Service may not be used in connection with any commercial endeavors other than those specifically approved or endorsed by us.

6.4 As a user of the Application, you warrant that you will not:

6.4.1 extract content or other data from the Service to create or compile, collection, compilation, database or catalog;

6.4.2 make any unauthorized use of the Service;

6.4.3. Bypass, disable or otherwise interfere with the security functions of the Service;

6.4.4 interfere with, disrupt or overburden the Service or the networks or services connected to the Application ;

6.4.5 otherwise violate these Terms.7. LIMITATION OF LIABILITY7.1 IN NO EVENT SHALL WE (AND OUR AFFILIATES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR LOST PROFITS OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OR INABILITY TO USE THE SERVICE.7.2 YOU AGREE THAT THE AGGREGATE LIABILITY OF THE COMPANY TO YOU FOR ANY CLAIMS ARISING OUT OF YOUR USE OF THE APP, CONTENT OR SERVICE IS LIMITED TO THE AMOUNTS YOU PAID TO THE COMPANY FOR PRIOR

8. LIABILITY THE USER HAS READ THESE TERMS AND CONDITIONS AND AGREES TO ALL OF THE PROVISIONS OF THE USER AGREEMENT CONTAINED ABOVE, AS WELL AS THE COMPANY'S PRIVACY POLICY.

TO AVOID BEING CHARGED, YOU MUST CONFIRM CANCELLATION OF YOUR SUBSCRIPTION OR CANCEL THE FREE TRIAL IN YOUR ACCOUNT SETTINGS IN THE APP STORE AT LEAST 24 HOURS BEFORE THE END OF THE FREE TRIAL OR CURRENT SUBSCRIPTION PERIOD.

IF YOU DON'T KNOW HOW TO CANCEL YOUR SUBSCRIPTION OR FREE TRIAL, VISIT THE APPLE SUPPORT WEB SITE, GOOGLE PLAY HELP (OR ANY OTHER APP STORE SUPPORT PAGE). UNINSTALLING THE APP DOES NOT CANCEL SUBSCRIPTIONS OR FREE TRIALS.

You agree not to settle any matter without the prior written consent of the Company. The Company will use reasonable efforts to notify you of any such claim, action or proceeding as soon as it becomes aware of it.

9. INTERNATIONAL USE The Company makes no representation that the Service is available, suitable or legally available for use in your jurisdiction, and access and use of the Service is prohibited in territories where it would be illegal. You access the Service on your own initiative and are responsible for compliance with local laws. 10. VARIOUS POSITIONS 10.1 All information transmitted through the Service is considered an electronic communication. You agree that we may communicate with you electronically and that such communications, as well as notices, disclosures, agreements and other communications that we provide to you electronically, are equivalent to communications in writing and have the same force and effect as if they were in writing and signed by the sending party. You further acknowledge and agree that by clicking on the button labeled "Next" or similar links or buttons in the Application, you are placing a legally binding electronic signature and entering into a legally binding contract. You acknowledge that your electronic communications signify your agreement and intent to be bound by these Terms. YOU HEREBY CONSENT TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS, AND TO THE ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE SERVICE.

11. CONTACTSIf you wish to send any notice under these Terms or if you have any questions about the Service, you may contact us through our customer support team. If you have any comments or suggestions about the mobile application or other Numia LTD services, please send them to us.

This User Agreement is effective as of: December 1, 2022.